General Liability Insurance

Running a business involves managing various financial risks that could impact your company's stability. At Total Insurance, we understand that having the proper liability coverage creates a strong foundation for your business's future while helping you focus on growth and success.

What Is General Liability Insurance and What Does It Cover?

 

General liability insurance is designed to help businesses handle various third-party claims. This coverage creates a crucial buffer between your business assets and potential lawsuits affecting your operations. A standard general liability policy may include:

• Bodily injury coverage may help with expenses if a customer or visitor is injured on your business premises.

• Property damage coverage may assist if your business activities cause damage to someone else's property.

• Personal and advertising injury coverage may help with claims involving libel, slander or copyright infringement.

• Medical payments coverage may help cover immediate medical care for minor injuries to non-employees, regardless of fault.

• Legal defense coverage may help pay attorney fees and court costs if your business faces a covered liability claim.

Who Needs General Liability Insurance?

Understanding which businesses benefit from general liability insurance helps you make informed decisions about your coverage needs. Here's how different operations typically use this essential coverage:

Retail businesses need coverage for customer injuries and property damage incidents on their premises, particularly with high foot traffic.

• Contractors require support against potential damage to client property during projects, including accidents at work sites.
• Professional offices need coverage for third-party injuries and property damage claims in their workspace.
• Restaurants require coverage for food-related incidents and customer injuries on their property.
• Service providers may benefit from coverage against accidents during client visits, whether at their location or client sites.

Secure Your Business Today

Contact Total Insurance for general liability coverage that fits your business needs and budget. Our Kennesaw team brings extensive experience in helping Georgia businesses find the right insurance solutions at competitive rates. Visit our office or call today to learn how we can help secure your business's future.