Renters Insurance Information
If you are a tenant, you should consider acquiring a renters insurance policy. Unforeseen incidents can occur at any given time in the home or apartment you’re renting. Renters insurance can alleviate the financial burden of covering out-of-pocket costs after an accident.
What Renters Insurance Covers
Coverages vary among policyholders, but standard renters insurance tends to include three primary options:
· Personal property coverage helps cover costs if items kept inside your dwelling become damaged or stolen.
· Liability coverage helps cover medical expenses if someone gets injured inside the place you’re renting.
· Additional living expense coverage helps pay for temporary living arrangements if you are unable to live in the place you’re renting because it was damaged.
Renters insurance may not be limited to the above coverages. Speak to an agent at Total Insurance to learn more about your coverage options.
How Much Renters Insurance Can a Landlord Require?
Renters insurance requirements can vary depending on various factors. Some landlords might require tenants to maintain a policy because they do not want to be held liable for possessions kept inside the place they’re renting out. Regardless of the reason, having renters insurance can protect you financially from unforeseen accident-related expenses.
Contact Our Agency
We can assist you if you are a tenant near Kennesaw, Georgia. The agents at Total Insurance can talk to you about renters insurance policies so you can decide on the right coverage for the place you’re renting.
Contact our agency today at 678-857-6898 to learn more about potential policies.