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Total Insurance Blog

View the latest blog posts from Total Insurance.

Friday, May 23, 2025

Mobile Home Insurance vs. Traditional Home Insurance: Key Differences

  When it comes to protecting your home, insurance is a crucial consideration. However, the type of insurance you need can vary significantly depending on whether you own a mobile home or a traditional home. At Total Insurance, we can help you understand the key differences between mobile home insurance and traditional home insurance. READ MORE >>

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Monday, April 21, 2025

How Bundling Insurance Policies Can Save Your Business Money

  Managing business operations effectively is crucial for success in today’s competitive environment. Bundling insurance policies is one strategy that can help businesses save time and money. This approach involves purchasing multiple types of insurance from the same provider. READ MORE >>

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Wednesday, March 26, 2025

Does General Liability Insurance Cover Weather-related Incidents?

  Small businesses are prone to various risks, including those caused by natural forces. Storms, heavy rain and strong winds can lead to property damage and potential liability issues. Consider general liability insurance to help your business prepare financially for unexpected events. READ MORE >>

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Wednesday, February 26, 2025

What to Do If Your Business Faces a Liability Claim

  Your company may face many potential liabilities, including incidents or shortcomings during even the most routine tasks, that could quickly lead to costly lawsuits and losses. That’s why, when a liability claim is filed against your business, managing the situation effectively is crucial to minimizing potential damages and maintaining your company's reputation. READ MORE >>

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Thursday, December 26, 2024

Why Your Car’s Depreciation Affects Your Auto Insurance Premiums

When you drive a new car off the lot, it immediately begins to lose value—a process known as depreciation. This decrease in value can impact various aspects of car ownership, including your auto insurance premiums. The Basics of Depreciation READ MORE >>

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Saturday, November 23, 2024

How Your Home’s Location Affects Your Insurance Rates

How Your Home’s Location Affects Your Insurance Rates Homeowners must take steps to protect their property and investments. However, while retaining the right insurance coverage may be a well-known necessity, purchasing a policy can also represent a significant expense. READ MORE >>

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Tuesday, October 29, 2024

Is Home Insurance Required?

Is Home Insurance Required? Your home is more than just where you eat and sleep. Creating memories, securing your valuables, enjoying holidays and raising a family can all be made possible within your home’s friendly and safe confines. However, given your home’s sentimental and financial value, you should also be mindful of potential threats. READ MORE >>

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Tuesday, September 24, 2024

The Impact of Home Renovations on Your Home Insurance Policy

The Impact of Home Renovations on Your Home Insurance Policy Making physical additions to your home or enhancing its features can be exciting and rewarding projects. However, whether you’re building a deck onto the back of your house, erecting a gazebo on the property, adding a new wing to the residence or upgrading your kitchen, careful and comprehensive planning is essential. READ MORE >>

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Wednesday, June 19, 2024

Saving You Time and Money: The Efficiency of Shopping for Insurance With an Independent Agent

When navigating the complex world of insurance, having an independent insurance agent by your side can make all the difference. These professionals can offer personalized service, access to multiple insurance companies and unbiased advice. Choosing an independent agent can save you time and money and offer peace of mind for your insurance needs. READ MORE >>

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Wednesday, January 31, 2024

The Effect of Driver Records on Commercial Trucking Insurance Rates

Understanding insurance rates is crucial for maintaining a cost-effective and efficient operation in commercial trucking. One of the critical factors that significantly influence these rates is the driving record of the truck drivers.  The Link Between Driver Records and Insurance Premiums  READ MORE >>

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  • home insurance(4)
  • auto insurance(4)
  • recreational vehicle insurance(1)
  • liability claim(1)
  • business insurance(1)
  • general liability insurance(1)
  • trucking insurance(1)
  • independent insurance agent(1)
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